AI-powered bookkeeping + CFO insight

Your books.
And what they
actually mean.

Most bookkeeping services give you a report. BooksStead gives you a report and a plain-English explanation of what it means for your business — written by a CFO with 20 years of experience, delivered by the 15th of every month.

Monthly Financial Report March 2026
Prepared for
Shelby Street Café
Net Income
$6,840
↑ 9% vs Feb
Cash Balance
$24,210
Reconciled
Food Cost %
34%
↑ Watch this
CFO Insight
"March was your best month since opening. Catering added $2,100 — worth building on. Food cost crept up slightly; if it hits 36% next month we should look at menu pricing."
1
Push the Shelby Catering special through April
2
Review chicken and produce orders — cost creeping
3
Consider price increase on two highest-cost items

Why BooksStead
AI-powered bookkeeping
CFO-level monthly insight
Works with QBO and Xero
Memphis-based team
No long-term contracts

The difference
"Your books, steady every month.
And a CFO who tells you what they mean."

Every month you get clean books — every transaction categorized, every account reconciled. But you also get a plain-English summary written by a CFO explaining what the numbers mean, what changed, and what to do about it.

That's what you'd get from a $300/hour fractional CFO. It's included in your monthly plan.

Yale MBA · 20 years in finance
Former fractional CFO for growth-stage companies
Memphis-based, available when you need us

Simple by design

How BooksStead works

Connect your accounts once. We handle everything every month. You get clean books and a CFO explanation of what they mean — delivered by the 15th.

1
Send us your books

Invite us as your accountant in QuickBooks Online or Xero. Takes two minutes. Not on either? We'll set you up on QBO as part of onboarding.

2
We close your books

Every month we categorize transactions, reconcile accounts, and produce your P&L and balance sheet. AI handles the volume. Our CFO handles the judgment calls.

3
You get the full picture

Clean financials plus a plain-English CFO summary — what happened, what changed, and what to do next. In your inbox by the 15th of every month.


What's included

More than a bookkeeper.
Less than a full-time CFO.

Every BooksStead plan includes the same core deliverable — clean books and a CFO insight summary. The only difference between plans is how much transaction volume we handle.

📋
Clean, accurate books every month

Every transaction categorized, every account reconciled, every report ready before tax season. No more scrambling in April.

💡
CFO-level insight included

A plain-English explanation of what your numbers mean — where you made money, where you lost it, what to watch, and what to do next.

📊
Tax-ready financials all year

Your books stay current every month. When your CPA asks for your financials, they're ready in minutes.

📞
A real person who knows your numbers

Not a support ticket. A Memphis-based CFO who reads your books every month and knows your business as well as you do.


Transparent pricing

Priced by volume.
No surprises.

Every plan includes the same deliverable — clean books and a CFO insight summary by the 15th. Plans are sized by monthly transaction volume so you only pay for what your business actually needs.

Essentials
$399
per month
Up to 200 transactions/month

  • Monthly bookkeeping
  • Bank & card reconciliation
  • P&L and balance sheet
  • CFO insight summary
  • Delivered by the 15th
  • Email support
Get started
Advisory
$999
per month
Up to 1,000 transactions/month

  • Monthly bookkeeping
  • Bank & card reconciliation
  • P&L and balance sheet
  • CFO insight summary
  • Delivered by the 15th
  • Priority email support
Get started
Optional add-on
Monthly CFO Call

A 20-minute call with your CFO each month to walk through the report, answer questions, and discuss what's coming next. Available on any plan. Above 1,000 transactions/month — contact us for a custom quote.

$150 /month
🛡️
30-day money-back guarantee. If your books aren't delivered by the 15th of your first month or you're not completely satisfied with the quality, we'll refund your first month in full. No questions asked.
For accounting professionals

Turn your overflow
into passive income.

If you have clients you're turning away, underserving, or spending too much time on — BooksStead is your overflow solution. We handle the monthly bookkeeping. You keep the relationship and earn a referral fee every month the client stays with us.

When they need tax prep, audited financials, or a loan package — we send them straight back to you. We never compete with your core work.

Talk to us about partnering
15%
Referral fee paid monthly for every client you send us
0
Contracts or minimums required to partner with us
100%
Tax and attest work stays with you — always
Capacity to handle your overflow at any volume
Get started

Ready for books that
actually make sense?

Enter your email and we'll reach out within one business day to review your books and get you set up.

Get started →

30-day money-back guarantee · No long-term contracts · Memphis-based team