Plain-English writing on bookkeeping, margins, and reading your own financials, for owners who would rather run on data than instinct. Most of it is written for the trades, because that is where I have spent the most time. The questions are the same whatever you sell. More for contractors →
A lot of small businesses are two businesses wearing one name. Here is how to see them apart, and what it costs.
A bookkeeper records what happened. It does not tell you whether your margins are slipping or which part of the business is carrying the rest. Here is the gap, and how to close it.
Your profit and loss statement is the most important document in your business. Here is how to actually read it, and the five numbers worth tracking every month.
Most contractors run QuickBooks like a checkbook and skip the features that matter most. Here is what to track every month, and why it matters.
Owner draws, W-2 salary, or a mix? Most contractors default to whatever is convenient. Here is how to think about it correctly and what the wrong structure costs you.
Your P&L shows a profit. Your bank account is empty. That is not a contradiction, it is a cash flow problem. Here is how contractors fall into this trap and how to get out.
I look at 90 days of your books and statements, then show you where your money is actually going and the biggest opportunities I see, whether or not you ever hire me. No cost, no commitment. All I need is a few months of bank and card statements.
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